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Which payment method uses biometric authentication linked to Aadhaar for transactions?
- UPI
- AePS
- NEFT
- IMPS
Answer: AePS
AePS (Aadhaar Enabled Payment System) uses Aadhaar number and biometric authentication (fingerprint/iris) for cash withdrawal, deposit, balance inquiry, and fund transfer at Micro-ATMs. Operated by NPCI, it enables banking services for citizens without cards, phones, or internet connectivity.