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Which feature allows UPI users to link multiple bank accounts to a single VPA?
- UPI Lite
- Multi-Bank VPA
- Account Aggregator
- Not supported
Answer: Multi-Bank VPA
UPI allows linking multiple bank accounts to one Virtual Payment Address (VPA). Users can select default account or choose at transaction time. Simplifies management, enables fund routing flexibility, and maintains single identity across banks. Managed securely via NPCI's central switch.