GK Question

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The feature that allows UPI users to pay by scanning a code displayed at merchant outlets is called ________ Code.

Answer: QR

QR (Quick Response) Code is a two-dimensional barcode that stores payment information. UPI apps can scan merchant QR codes to initiate payments instantly without entering account details. NPCI's Bharat QR is interoperable across banks and payment apps, promoting cashless transactions at small merchants.

Topic Digital Payments
Exam Relevance Banking, SSC, Railway