GK Question

technology medium mcq

Which CBDC design enables offline transactions with deferred settlement?

  1. Secure Hardware Storage
  2. Delayed Synchronization
  3. Both A and B
  4. Neither

Answer: Both A and B

Offline CBDC uses secure hardware (SE/TEE) to store transactions locally, synchronizing with central ledger when connectivity restored. Critical for inclusion in connectivity-challenged areas.

Topic CBDC
Exam Relevance Banking, UPSC, SSC