GK Question

technology medium true_false

Retail CBDC can coexist with commercial bank deposits without causing disintermediation.

  1. True
  2. False

Answer: True

CBDC design can include holding limits, tiered remuneration, and intermediation models to preserve bank deposit role. Critical for financial stability while enabling digital payment innovation.

Topic CBDC
Exam Relevance Banking, UPSC, SSC