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Jan Dhan-Aadhaar-Mobile (JAM) trinity aims to:
- Reduce leakages in welfare schemes
- Enable direct benefit transfers
- Promote financial inclusion
- All of these
Answer: All of these
JAM integrates bank accounts (Jan Dhan), biometric ID (Aadhaar), mobile connectivity to deliver subsidies directly, reduce corruption, expand access to formal finance. Foundational for India's welfare architecture. [[NITI Aayog, RBI Reports]]