GK Question

polity medium true_false

The Ayushman Bharat scheme operationalizes right to health under Article 21 by providing health insurance coverage to economically vulnerable families, reflecting the State's obligation to progressively realize right to health within resource constraints.

  1. True
  2. False

Answer: True

Universal health coverage and Article 21: (a) Constitutional basis: Article 21 (right to health) interpreted as positive obligation on State to provide healthcare, subject to progressive realization within resource constraints, (b) Ayushman Bharat operationalization: (i) Pradhan Mantri Jan Arogya Yojana (PM-JAY): Health insurance coverage up to ₹5 lakh per family per year for secondary/tertiary care, (ii) Target beneficiaries: Economically vulnerable families (based on SECC data), covering ~50 crore people, (iii) Portability: Cashless, paperless access across public/private empaneled hospitals nationwide, (c) Applications: (i) Access: Reducing out-of-pocket expenditure, catastrophic health costs for poor families, (ii) Quality: Empanelment standards for hospitals, treatment protocols, grievance redressal, (iii) Convergence: Integration with primary healthcare (Health and Wellness Centres) for comprehensive care, (d) Challenges: (i) Implementation: Awareness among beneficiaries, hospital empanelment in remote areas, claim settlement, (ii) Quality assurance: Ensuring empaneled hospitals provide quality care, preventing fraud, (iii) Sustainability: Fiscal sustainability of scheme, balancing coverage with cost containment, (e) Illustrates transformative constitutionalism: Article 21 interpreted to impose positive obligation on State; Ayushman Bharat operationalizes right to health through statutory scheme with institutional mechanisms for progressive realization.

Topic Article 21 - Right to Health and Universal Health Coverage
Exam Relevance Universal health coverage and Article 21 frequently asked in UPSC and SSC exams