economics medium Fill in the Blank

The 'JAM Trinity', which has been instrumental in the successful implementation of Direct Benefit Transfers (DBT) and eliminating ghost beneficiaries in welfare schemes, stands for Jan Dhan, Aadhaar, and ___.

  1. Nominal
  2. capital
  3. Mobile
  4. India Debt Resolution Company Ltd (IDRCL)

Answer: Mobile

The JAM (Jan Dhan-Aadhaar-Mobile) architecture is the technological backbone of India's welfare delivery revolution. By linking the beneficiary's bank account (Jan Dhan) with their unique biometric identity (Aadhaar) and their registered mobile number, the government can transfer subsidies directly into the intended recipient's account, bypassing leaky bureaucratic intermediaries and saving thousands of crores in public funds.

Topic Indian Economy - Schemes
Exam Relevance UPSC Prelims, SSC CGL, Railway
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