The 'JAM Trinity', which has been instrumental in the successful implementation of Direct Benefit Transfers (DBT) and reducing leakages in welfare schemes, stands for Jan Dhan, Aadhaar, and ___.
- technological
- low (or zero / no)
- Solow (or Solow-Swan)
- Mobile
Answer: Mobile
The JAM (Jan Dhan-Aadhaar-Mobile) number trinity links the beneficiary's bank account (Jan Dhan) with their unique biometric identity (Aadhaar) and their registered mobile number. This technological architecture ensures that government subsidies are transferred directly to the intended beneficiary's account, eliminating ghost beneficiaries and middlemen.